Hey there future homeowners! Let's talk about something crucial when buying a house - getting homeowners insurance.
With climate change increasing risks like wildfires and floods, insurers are getting way more picky about what properties they'll cover these days.
But don't stress, I've got tips to help you cross this hurdle:
Tip #1: You HAVE to have homeowners insurance to get approved for a mortgage loan. It's non-negotiable, so don't skip this step!
Tip #2: Work with an independent insurance broker. Not one tied to a single company, but someone who can shop rates across multiple insurers to find you the best deal.
Tip #3: Start your insurance hunt long before you hit escrow. Underwriters need ample time to properly evaluate the property risk. Don't leave this to the last minute!
With some proactive planning, you can lock down that homeowners insurance and keep your home purchase on track. Easy peasy!
#Homebuying #homeinsurance #insurancetips #insurancebroker #mortgageloans #escrow #realestatetips #homeownerstips
