For First Time Homebuyers who are thinking about jumping into the Silicon Valley Real Estate space or beyond, this is one of the most important terms and concepts. It help you better understand the true cost of home ownership. It's not only about paying the bank; there are other recurring costs to consider before you really think about your monthly expenses.
Talk to your San Jose Realtor or a local lender to get a rough idea about what your monthly expenses will be. Remember, your mortgage rates depends on your credit score, so it is something you cannot figure out on your own. You need lender input to see what a lender will be willing to lend you and the associated costs.
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